/* ── Cooperativa Santiago Cubulco R.L — Landing ─────────────────── */

*,
*::before,
*::after {
  box-sizing: border-box;
}

:root {
  --font-primary: "Montserrat", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --color-green: #2e7d32;
  --color-green-dark: #1b5e20;
  --color-green-light: #e8f5e9;
  --color-green-muted: rgba(46, 125, 50, 0.12);

  --color-blue: #0d47a1;
  --color-blue-dark: #0a3578;
  --color-blue-muted: rgba(13, 71, 161, 0.1);

  --gradient-brand: linear-gradient(135deg, var(--color-blue) 0%, #1565c0 42%, #1b8a4a 78%, var(--color-green) 100%);
  --gradient-brand-hover: linear-gradient(135deg, var(--color-blue-dark) 0%, #0f4d8a 42%, #156830 78%, var(--color-green-dark) 100%);
  --gradient-brand-soft: linear-gradient(135deg, rgba(13, 71, 161, 0.08) 0%, rgba(46, 125, 50, 0.08) 100%);
  --gradient-page: linear-gradient(
    180deg,
    #e8f0fa 0%,
    #f0f5fc 18%,
    #f5f7fa 42%,
    #f4f8f5 72%,
    #eaf5ec 100%
  );

  --color-text: #1e293b;
  --color-text-muted: #64748b;
  --color-white: #ffffff;
  --color-border: rgba(46, 125, 50, 0.18);

  --header-height: 96px;
  --container-max: 1240px;
  --radius-sm: 8px;
  --radius-pill: 999px;

  --shadow-sm: 0 4px 16px rgba(15, 23, 42, 0.06);
  --transition: 0.28s cubic-bezier(0.4, 0, 0.2, 1);
  --ease-out-expo: cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeInRight {
  from {
    opacity: 0;
    transform: translateX(16px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes headerSlideDown {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes navItemSlide {
  from {
    opacity: 0;
    transform: translateX(16px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes trustGradientSpin {
  from {
    transform: rotate(0deg);
  }
  to {
    transform: rotate(360deg);
  }
}

@keyframes trustItemIn {
  from {
    opacity: 0;
    transform: translateY(28px) scale(0.92);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

@keyframes trustItemFloat {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-7px);
  }
}

@keyframes trustIconPulse {
  0%,
  100% {
    transform: scale(1);
    box-shadow: 0 4px 14px rgba(13, 71, 161, 0.12);
  }
  50% {
    transform: scale(1.08);
    box-shadow: 0 8px 22px rgba(13, 71, 161, 0.2);
  }
}

@keyframes trustItemSlideBounce {
  0% {
    opacity: 0;
    transform: translateY(18px);
  }
  65% {
    opacity: 1;
    transform: translateY(-5px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes trustItemGlow {
  0%,
  100% {
    box-shadow: 0 4px 18px rgba(15, 23, 42, 0.14);
  }
  50% {
    box-shadow: 0 8px 28px rgba(13, 71, 161, 0.2);
  }
}

html {
  scroll-behavior: smooth;
  min-height: 100%;
}

body {
  margin: 0;
  min-height: 100%;
  font-family: var(--font-primary);
  font-size: 16px;
  line-height: 1.5;
  color: var(--color-text);
  background: var(--gradient-page);
  background-repeat: no-repeat;
  background-size: 100% 100%;
  -webkit-font-smoothing: antialiased;
}

main {
  position: relative;
  overflow-x: hidden;
  max-width: 100%;
  padding-top: var(--header-height);
}

body.nav-open {
  overflow: hidden;
}

body.nav-open .site-header {
  z-index: 110;
}

body.nav-open .site-nav-toggle {
  z-index: 112;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
}

.text-gradient {
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

/* ── Buttons ─────────────────────────────────────────────────────── */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  padding: 0.72rem 1.35rem;
  border-radius: var(--radius-pill);
  font-family: var(--font-primary);
  font-size: 0.92rem;
  font-weight: 600;
  line-height: 1.2;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition:
    background var(--transition),
    color var(--transition),
    border-color var(--transition),
    transform 0.32s var(--ease-out-expo),
    box-shadow var(--transition),
    background-image var(--transition);
  white-space: nowrap;
}

.btn__icon {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
}

.btn--primary {
  background: var(--gradient-brand);
  color: var(--color-white);
  box-shadow: 0 8px 24px rgba(13, 71, 161, 0.22), 0 4px 14px rgba(46, 125, 50, 0.18);
}

.btn--primary:hover {
  background: var(--gradient-brand-hover);
  transform: scale(1.05);
  box-shadow: 0 12px 28px rgba(13, 71, 161, 0.26), 0 6px 18px rgba(46, 125, 50, 0.22);
}

.btn--outline-blue {
  position: relative;
  z-index: 0;
  isolation: isolate;
  background: transparent;
  border: 2px solid transparent;
  color: var(--color-blue);
  box-shadow: none;
}

.btn--outline-blue .btn__label {
  color: var(--color-blue);
  transition: color var(--transition), background var(--transition), background-image var(--transition);
}

.btn--outline-blue::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -2;
  border-radius: inherit;
  padding: 2px;
  background: var(--gradient-brand);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask-composite: exclude;
}

.btn--outline-blue::after {
  content: "";
  position: absolute;
  inset: 2px;
  z-index: -1;
  border-radius: calc(var(--radius-pill) - 2px);
  background: var(--color-white);
}

.btn--outline-blue .btn__icon {
  stroke: var(--color-blue);
  flex-shrink: 0;
  transition: stroke var(--transition);
}

.btn--outline-blue:hover {
  transform: scale(1.05);
}

.btn--outline-blue:hover .btn__label {
  background-image: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.btn--outline-blue:hover .btn__icon {
  stroke: var(--color-green);
}

.btn--outline-blue:active,
.btn--outline-blue:hover:active,
.btn--outline-blue:focus-visible {
  transform: scale(0.97);
  transition-duration: 0.12s;
}

.btn--outline-blue:active .btn__label,
.btn--outline-blue:hover:active .btn__label,
.btn--outline-blue:focus-visible .btn__label {
  color: var(--color-blue);
  background-image: none;
  -webkit-background-clip: border-box;
  background-clip: border-box;
}

.btn--outline-blue:active .btn__icon,
.btn--outline-blue:hover:active .btn__icon,
.btn--outline-blue:focus-visible .btn__icon {
  stroke: var(--color-blue);
}

.btn--whatsapp {
  background: var(--gradient-brand);
  color: var(--color-white);
  box-shadow: 0 6px 20px rgba(13, 71, 161, 0.18), 0 4px 12px rgba(46, 125, 50, 0.16);
}

.btn--whatsapp:hover {
  background: var(--gradient-brand-hover);
}

.btn--lg {
  padding: 0.88rem 1.55rem;
  font-size: 0.95rem;
}

.btn:active {
  transform: scale(0.97);
  transition-duration: 0.12s;
}

/* ── Header ──────────────────────────────────────────────────────── */

.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  height: var(--header-height);
  background: #ffffff;
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
  transition: box-shadow var(--transition);
  overflow: visible;
}

body.is-loaded .site-header {
  animation: headerSlideDown 0.65s var(--ease-out-expo) both;
}

.site-header--scrolled {
  box-shadow: var(--shadow-sm);
}

.site-header__inner {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  max-width: var(--container-max);
  height: 100%;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.site-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
  flex-shrink: 0;
}

.site-logo__image {
  display: block;
  height: 79px;
  width: auto;
  max-width: 242px;
  object-fit: contain;
  object-position: left center;
}

.site-nav {
  flex: 1;
  display: flex;
  justify-content: center;
  min-width: 0;
}

.site-nav__panel {
  display: contents;
}

.site-nav__mobile-head,
.site-nav__close {
  display: none;
}

.site-nav__mobile-brand {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
}

.site-nav__mobile-subtitle {
  font-size: 0.72rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.82);
}

.site-nav__list {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  margin: 0;
  padding: 0.35rem;
  list-style: none;
  background: var(--gradient-brand);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: var(--radius-pill);
  box-shadow: 0 8px 28px rgba(13, 71, 161, 0.22), 0 4px 14px rgba(46, 125, 50, 0.16);
}

.site-nav__link {
  display: block;
  padding: 0.58rem 0.78rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.92);
  text-decoration: none;
  border-radius: var(--radius-pill);
  transition:
    color var(--transition),
    background var(--transition),
    transform var(--transition),
    box-shadow var(--transition);
}

.site-nav__link:hover {
  color: var(--color-blue);
  background: rgba(255, 255, 255, 0.96);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(15, 23, 42, 0.12);
}

.site-nav__link--active {
  color: var(--color-blue);
  background: var(--color-white);
  box-shadow: 0 6px 18px rgba(15, 23, 42, 0.14);
}

.site-nav__link--active::after {
  display: none;
}

.site-nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 0;
  border: none;
  border-radius: 12px;
  background: var(--gradient-brand);
  cursor: pointer;
  box-shadow: 0 6px 18px rgba(13, 71, 161, 0.2);
  transition: transform var(--transition), box-shadow var(--transition);
}

.site-nav-toggle:hover {
  transform: scale(1.04);
  box-shadow: 0 8px 22px rgba(13, 71, 161, 0.26);
}

.site-nav-toggle__bar {
  display: block;
  width: 20px;
  height: 2px;
  margin: 0 auto;
  background: var(--color-white);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.site-nav-toggle.is-active .site-nav-toggle__bar:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.site-nav-toggle.is-active .site-nav-toggle__bar:nth-child(2) {
  opacity: 0;
}

.site-nav-toggle.is-active .site-nav-toggle__bar:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.site-nav-backdrop {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 90;
  background: rgba(15, 23, 42, 0.45);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  opacity: 0;
  transition: opacity 0.35s ease;
  pointer-events: none;
}

.site-nav-backdrop.is-visible {
  display: block;
  opacity: 1;
  pointer-events: auto;
}

@media (min-width: 993px) {
  .site-header__inner {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    align-items: center;
    gap: 1rem 2rem;
  }

  .site-logo {
    grid-column: 1;
  }

  .site-nav {
    position: static;
    top: auto;
    right: auto;
    bottom: auto;
    left: auto;
    width: auto;
    height: auto;
    max-width: none;
    flex: 1;
    display: flex;
    justify-content: center;
    transform: none;
    visibility: visible;
    pointer-events: auto;
    z-index: auto;
    overflow: visible;
    grid-column: 2;
  }

  .site-nav__panel {
    display: contents;
  }

  .site-nav__item--mobile-only {
    display: none;
  }

  body.is-loaded .site-nav__list > li {
    animation: fadeInUp 0.55s var(--ease-out-expo) both;
    animation-delay: calc(0.25s + var(--nav-delay, 0s));
  }
}

/* ── Hero ────────────────────────────────────────────────────────── */

.hero {
  position: relative;
  overflow: hidden;
  min-height: calc(100vh - var(--header-height));
}

.hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero__bg-image {
  width: 100%;
  height: 100%;
  max-width: none;
  object-fit: cover;
  object-position: center center;
}

.hero__bg-image--movil {
  display: none;
}

.hero__inner {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  width: 100%;
  max-width: var(--container-max);
  min-height: calc(100vh - var(--header-height));
  margin: 0 auto;
  padding: 2.5rem 1.5rem 9rem;
}

.hero__content {
  max-width: 520px;
  min-width: 0;
}

body.is-loaded .hero.is-visible .hero__badge {
  animation: fadeInUp 0.7s var(--ease-out-expo) 0.2s both;
}

body.is-loaded .hero.is-visible .hero__title {
  animation: fadeInUp 0.75s var(--ease-out-expo) 0.35s both;
}

body.is-loaded .hero.is-visible .hero__text {
  animation: fadeInUp 0.75s var(--ease-out-expo) 0.5s both;
}

body.is-loaded .hero.is-visible .hero__actions {
  animation: fadeInUp 0.75s var(--ease-out-expo) 0.65s both;
}

body.is-loaded .hero.is-visible .hero-trust__item:nth-child(1) {
  animation:
    trustItemIn 0.75s var(--ease-out-expo) 0.8s both,
    trustItemFloat 4.2s ease-in-out 1.65s infinite;
}

body.is-loaded .hero.is-visible .hero-trust__item:nth-child(2) {
  animation:
    trustItemIn 0.75s var(--ease-out-expo) 0.95s both,
    trustItemFloat 4.2s ease-in-out 1.85s infinite;
}

body.is-loaded .hero.is-visible .hero-trust__item:nth-child(3) {
  animation:
    trustItemIn 0.75s var(--ease-out-expo) 1.1s both,
    trustItemFloat 4.2s ease-in-out 2.05s infinite;
}

body.is-loaded .hero.is-visible .hero-trust__item:nth-child(1) .hero-trust__icon-wrap {
  animation: trustIconPulse 3s ease-in-out 1.7s infinite;
}

body.is-loaded .hero.is-visible .hero-trust__item:nth-child(2) .hero-trust__icon-wrap {
  animation: trustIconPulse 3s ease-in-out 1.9s infinite;
}

body.is-loaded .hero.is-visible .hero-trust__item:nth-child(3) .hero-trust__icon-wrap {
  animation: trustIconPulse 3s ease-in-out 2.1s infinite;
}

.hero__badge {
  display: inline-block;
  margin: 0 0 1.1rem;
  padding: 0.4rem 0.85rem;
  background: var(--color-green);
  border-radius: var(--radius-sm);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-white);
}

.hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2rem, 3.5vw, 2.85rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
}

.hero__title-line {
  display: block;
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero__text {
  margin: 0 0 1.65rem;
  max-width: 480px;
  font-size: 0.98rem;
  line-height: 1.7;
  color: var(--color-text-muted);
}

.hero__text--mobile {
  display: none;
}

.hero__highlights--mobile {
  display: none;
}

.hero__text strong {
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-weight: 800;
}

.hero__actions {
  display: flex;
  flex-direction: row;
  flex-wrap: nowrap;
  align-items: center;
  gap: 0.85rem;
}

/* ── Hero trust bar ──────────────────────────────────────────────── */

.hero-trust {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 3;
  background: transparent;
  border-top: none;
}

.hero-trust__inner {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 1rem;
}

.hero-trust__item {
  position: relative;
  isolation: isolate;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  padding: 1.1rem 0.75rem 0.95rem;
  text-align: center;
  border-radius: 16px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.72);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.08);
}

.hero-trust__item::before {
  content: "";
  position: absolute;
  inset: -120%;
  background: conic-gradient(
    from 0deg,
    var(--color-blue),
    #1565c0,
    var(--color-green),
    #1b8a4a,
    var(--color-blue)
  );
  animation: trustGradientSpin 4s linear infinite;
  z-index: -2;
}

.hero-trust__item::after {
  content: "";
  position: absolute;
  inset: 2px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.72);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  z-index: -1;
}

.hero-trust__icon-wrap {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 68px;
  height: 68px;
  margin-bottom: 0.1rem;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 4px 14px rgba(13, 71, 161, 0.12);
}

.hero-trust__icon {
  display: block;
  width: 72%;
  height: 72%;
  max-width: 48px;
  max-height: 48px;
  object-fit: contain;
}

.hero-trust__title {
  position: relative;
  z-index: 1;
  margin: 0;
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text);
}

.hero-trust__text {
  position: relative;
  z-index: 1;
  margin: 0;
  font-size: 0.82rem;
  line-height: 1.35;
  color: var(--color-text-muted);
}

@media (min-width: 769px) {
  .hero {
    overflow: visible;
    min-height: calc(100vh - var(--header-height));
    padding-bottom: 2.5cm;
  }

  .hero__bg {
    inset: 0;
  }

  .hero__inner {
    align-items: flex-start;
    padding-top: 2.5rem;
    padding-bottom: 9rem;
  }

  .hero__content {
    max-width: 620px;
  }

  .hero__title {
    margin-top: 1cm;
    margin-bottom: 2cm;
  }

  .hero__text--desktop {
    margin-top: 0;
  }

  .hero__actions {
    margin-top: 3cm;
  }

  .hero-trust {
    transform: none;
    bottom: 1.5cm;
  }

  .hero-trust__item {
    background: #ffffff;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.12);
  }

  .hero-trust__item::after {
    background: #ffffff;
  }

  .hero-trust__title {
    color: var(--color-blue);
    font-weight: 800;
  }

  .hero-trust__text {
    color: #334155;
    font-weight: 600;
  }

  .hero__actions .btn {
    flex: 0 0 auto;
  }
}

/* ── Mobile ──────────────────────────────────────────────────────── */

@media (max-width: 992px) {
  .site-header__inner {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    position: relative;
    z-index: 10012;
    gap: 0.75rem;
    padding: 0 1rem;
  }

  .site-logo {
    grid-column: 2;
    justify-self: center;
  }

  .site-nav-toggle {
    display: flex;
    grid-column: 3;
    justify-self: end;
    position: relative;
    z-index: 112;
  }

  .site-header__cta {
    display: none;
  }

  .site-nav {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    left: auto;
    width: min(88vw, 360px);
    max-width: 360px;
    height: 100vh;
    height: 100dvh;
    flex: none;
    flex-direction: column;
    justify-content: flex-start;
    align-items: stretch;
    padding: 0;
    background: transparent;
    transform: translateX(100%);
    visibility: hidden;
    transition: transform 0.4s var(--ease-out-expo), visibility 0.4s;
    z-index: 111;
    overflow: hidden;
    pointer-events: none;
  }

  .site-nav.is-open {
    transform: translateX(0);
    visibility: visible;
    pointer-events: auto;
  }

  .site-nav__panel {
    display: flex;
    flex-direction: column;
    position: relative;
    width: 100%;
    min-height: 100%;
    height: 100%;
    padding: calc(var(--header-height) + 1rem) 1.15rem 1.75rem;
    background: var(--gradient-brand);
    box-shadow: -12px 0 40px rgba(15, 23, 42, 0.2);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }

  .site-nav__panel::before {
    display: none;
  }

  .site-nav__mobile-head {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 1rem;
    margin-bottom: 1.5rem;
    padding-bottom: 1.15rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
  }

  .site-nav__mobile-title {
    display: block;
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--color-white);
  }

  .site-nav__close {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    width: 42px;
    height: 42px;
    padding: 0;
    border: none;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.18);
    color: #ffffff;
    font-size: 1.65rem;
    line-height: 1;
    cursor: pointer;
    border: 1px solid rgba(255, 255, 255, 0.28);
    transition: transform var(--transition), background var(--transition);
    position: relative;
    z-index: 1;
  }

  .site-nav__close:hover {
    transform: scale(1.06);
    background: rgba(255, 255, 255, 0.28);
  }

  .site-nav__list {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    gap: 0.55rem;
    padding: 0;
    background: transparent;
    border: none;
    border-radius: 0;
    box-shadow: none;
  }

  .site-nav__list > li {
    opacity: 1;
    transform: none;
  }

  .site-nav:not(.is-open) .site-nav__list > li {
    opacity: 0;
    transform: translateX(16px);
  }

  .site-nav.is-open .site-nav__list > li {
    animation: navItemSlide 0.45s var(--ease-out-expo) both;
    animation-delay: calc(0.08s + var(--nav-delay, 0s));
  }

  .site-nav__link {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 1.1rem;
    font-size: 0.98rem;
    font-weight: 600;
    color: var(--color-text);
    background: rgba(255, 255, 255, 0.92);
    border: 1px solid rgba(13, 71, 161, 0.08);
    border-radius: 14px;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.04);
  }

  .site-nav__link::after {
    content: "→";
    display: block;
    font-size: 1rem;
    color: var(--color-blue);
    opacity: 0.55;
    transition: transform var(--transition), opacity var(--transition);
  }

  .site-nav__link:hover {
    color: var(--color-blue);
    background: #ffffff;
    transform: translateX(4px);
    box-shadow: 0 8px 22px rgba(13, 71, 161, 0.1);
  }

  .site-nav__link:hover::after {
    opacity: 1;
    transform: translateX(3px);
  }

  .site-nav__link--active {
    color: var(--color-blue);
    background: var(--color-white);
    border-color: transparent;
    box-shadow: 0 8px 22px rgba(15, 23, 42, 0.16);
  }

  .site-nav__link--active::after {
    display: block;
    color: var(--color-green);
    opacity: 1;
  }
}

@media (max-width: 768px) {
  :root {
    --header-height: 82px;
  }

  .site-logo__image {
    height: 81px;
    max-width: 238px;
    object-position: center center;
  }

  .hero {
    position: relative;
    min-height: auto;
    overflow-x: hidden;
    overflow-y: visible;
    display: block;
    width: 100%;
    aspect-ratio: 768 / 1024;
    padding-bottom: 6cm;
    box-sizing: content-box;
  }

  .hero__bg {
    position: absolute;
    inset: 0;
    z-index: 0;
    width: 100%;
    height: 100%;
    line-height: 0;
  }

  .hero__bg-image--pc {
    display: none;
  }

  .hero__bg-image--movil {
    display: block;
    width: 100%;
    height: 100%;
    max-height: none;
    object-fit: cover;
    object-position: top center;
  }

  .hero__inner {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    min-height: auto;
    margin: 0;
    padding: 1.25rem 1rem 0;
    align-items: flex-start;
    pointer-events: none;
  }

  .hero__content {
    width: 100%;
    max-width: 100%;
    overflow: visible;
    pointer-events: auto;
  }

  .hero__title {
    margin-top: 0.3cm;
    padding-left: 0.5cm;
    font-size: clamp(1.75rem, 7.5vw, 2.2rem);
  }

  .hero__title-line {
    display: block;
    white-space: normal;
  }

  .hero__text--desktop {
    display: none;
  }

  .hero__text--mobile {
    display: block;
    margin-top: calc(2cm - 3px);
    padding-left: 0.5cm;
    font-size: 0.88rem;
    font-weight: 700;
    line-height: 1.55;
    color: var(--color-text);
  }

  .hero__text--mobile .hero__text-line {
    display: block;
    color: var(--color-text);
  }

  .hero__highlights--mobile {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
    margin: calc(0.75rem + 1cm) 0 0;
    padding: 0 0 0 0.5cm;
    list-style: none;
  }

  .hero__highlights--mobile li {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    font-size: 0.88rem;
    font-weight: 700;
    line-height: 1.45;
    color: var(--color-text);
  }

  .hero__highlights--mobile li::before {
    content: "";
    flex-shrink: 0;
    width: 8px;
    height: 8px;
    margin-top: 0.42em;
    border-radius: 50%;
    background: var(--gradient-brand);
    box-shadow: 0 0 0 2px rgba(13, 71, 161, 0.12);
  }

  .hero__highlights--mobile li strong {
    background: var(--gradient-brand);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    font-weight: 800;
  }

  .hero__actions {
    flex-direction: row;
    flex-wrap: nowrap;
    justify-content: center;
    align-items: center;
    gap: 0.65rem;
    margin-top: 3cm;
    margin-bottom: 9.5rem;
    margin-left: auto;
    margin-right: auto;
    width: min(calc(100% - 1rem), 400px);
  }

  .hero__actions .btn {
    flex: 1 1 0;
    min-width: 0;
    width: auto;
    align-self: stretch;
    gap: 0.4rem;
    padding: 0.92rem 0.55rem;
    font-size: 0.82rem;
    line-height: 1.25;
    text-align: center;
    white-space: normal;
  }

  .hero-trust {
    bottom: 1cm;
    padding-bottom: env(safe-area-inset-bottom, 0);
    background: transparent;
    border-top: none;
  }

  .hero-trust__inner {
    max-width: 100%;
    gap: 0.45rem;
    padding: 0 0.65rem;
  }

  .hero-trust__item {
    padding: 0.65rem 0.35rem 0.6rem;
    gap: 0.15rem;
    border-radius: 14px;
    background: #ffffff;
    box-shadow: 0 4px 18px rgba(15, 23, 42, 0.14);
  }

  .hero-trust__item::before {
    display: none;
  }

  body.is-loaded .hero.is-visible .hero-trust__item:nth-child(1) {
    animation:
      trustItemSlideBounce 0.7s var(--ease-out-expo) 0.85s both,
      trustItemGlow 3s ease-in-out 1.7s infinite;
  }

  body.is-loaded .hero.is-visible .hero-trust__item:nth-child(2) {
    animation:
      trustItemSlideBounce 0.7s var(--ease-out-expo) 1s both,
      trustItemGlow 3s ease-in-out 1.9s infinite;
  }

  body.is-loaded .hero.is-visible .hero-trust__item:nth-child(3) {
    animation:
      trustItemSlideBounce 0.7s var(--ease-out-expo) 1.15s both,
      trustItemGlow 3s ease-in-out 2.1s infinite;
  }

  body.is-loaded .hero.is-visible .hero-trust__item .hero-trust__icon-wrap {
    animation: none;
  }

  .hero-trust__item::after {
    border-radius: 12px;
    background: #ffffff;
  }

  .hero-trust__icon-wrap {
    width: 56px;
    height: 56px;
  }

  .hero-trust__icon {
    max-width: 38px;
    max-height: 38px;
  }

  .hero-trust__title {
    font-size: 0.82rem;
    font-weight: 800;
    color: var(--color-blue);
  }

  .hero-trust__text {
    font-size: 0.68rem;
    font-weight: 700;
    line-height: 1.3;
    color: #1e293b;
  }
}

/* ── Representative example note ──────────────────────────────────── */

.rep-note {
  max-width: var(--container-max);
  margin: 2.5rem auto 0;
  padding: 0 1.25rem;
}

.rep-note__inner {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}

.rep-note__eyebrow {
  margin: 0 0 0.6rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.rep-note__text {
  margin: 0;
  font-size: clamp(1.05rem, 2.4vw, 1.3rem);
  font-weight: 500;
  line-height: 1.6;
  color: var(--color-text);
}

.rep-note__text strong {
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-weight: 800;
}

.rep-note__disclaimer {
  margin: 0.85rem 0 0;
  font-size: 0.8rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

@media (max-width: 560px) {
  .rep-note {
    margin-top: 1.75rem;
  }
}

/* ── Loan simulator ──────────────────────────────────────────────── */

.simulator {
  position: relative;
  padding: 4.5rem 1.25rem 5rem;
  background: transparent;
}

.simulator__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.simulator__header {
  max-width: 640px;
  margin: 0 auto 2.75rem;
  text-align: center;
}

.simulator__title {
  margin: 0 0 0.75rem;
  font-size: clamp(1.65rem, 4vw, 2.25rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-text);
}

.simulator__lead {
  margin: 0;
  font-size: 1rem;
  color: var(--color-text-muted);
}

.simulator__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 1.5rem;
  align-items: start;
}

.simulator__panel {
  min-width: 0;
}

.simulator__panel--form {
  padding: 1.75rem;
  border-radius: 20px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: var(--shadow-sm);
}

.simulator__panel--example {
  position: sticky;
  top: calc(var(--header-height) + 1rem);
}

.sim-form {
  display: flex;
  flex-direction: column;
  gap: 1.35rem;
}

.sim-form__field {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.sim-form__label-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1rem;
}

.sim-form__label {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--color-text);
}

.sim-form__amount,
.sim-form__term {
  font-size: 1.05rem;
  font-weight: 800;
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.sim-form__range {
  width: 100%;
  height: 8px;
  margin: 0;
  border-radius: var(--radius-pill);
  background: linear-gradient(90deg, var(--color-blue-muted), var(--color-green-muted));
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.sim-form__range::-webkit-slider-thumb {
  appearance: none;
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border: 3px solid var(--color-white);
  border-radius: 50%;
  background: var(--gradient-brand);
  box-shadow: 0 4px 14px rgba(13, 71, 161, 0.28);
  cursor: pointer;
  transition: transform 0.2s var(--ease-out-expo);
}

.sim-form__range::-webkit-slider-thumb:hover {
  transform: scale(1.1);
}

.sim-form__range::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border: 3px solid var(--color-white);
  border-radius: 50%;
  background: var(--gradient-brand);
  box-shadow: 0 4px 14px rgba(13, 71, 161, 0.28);
  cursor: pointer;
}

.sim-form__range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.sim-form__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
}

.sim-form__chip {
  padding: 0.38rem 0.72rem;
  border: 1px solid rgba(13, 71, 161, 0.14);
  border-radius: var(--radius-pill);
  background: var(--color-white);
  font-family: var(--font-primary);
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--color-blue);
  cursor: pointer;
  transition:
    background var(--transition),
    color var(--transition),
    border-color var(--transition),
    transform 0.2s var(--ease-out-expo);
}

.sim-form__chip:hover {
  border-color: rgba(13, 71, 161, 0.28);
  transform: translateY(-1px);
}

.sim-form__chip.is-active {
  background: var(--gradient-brand);
  border-color: transparent;
  color: var(--color-white);
  box-shadow: 0 4px 14px rgba(13, 71, 161, 0.2);
}

.sim-form__rate {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.85rem 1rem;
  border-radius: 14px;
  background: var(--gradient-brand-soft);
  border: 1px solid rgba(13, 71, 161, 0.1);
}

.sim-form__rate-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.sim-form__rate-value {
  padding: 0.28rem 0.7rem;
  border-radius: var(--radius-pill);
  background: var(--gradient-brand);
  font-size: 0.82rem;
  font-weight: 800;
  color: var(--color-white);
}

.sim-form__results {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  padding: 1.15rem;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(13, 71, 161, 0.04) 0%, rgba(46, 125, 50, 0.06) 100%);
  border: 1px solid rgba(13, 71, 161, 0.08);
}

.sim-form__result--main {
  padding-bottom: 0.85rem;
  border-bottom: 1px dashed rgba(13, 71, 161, 0.14);
}

.sim-form__result-label {
  display: block;
  margin-bottom: 0.25rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.sim-form__result-value {
  display: block;
  font-size: clamp(1.65rem, 4vw, 2rem);
  font-weight: 800;
  line-height: 1.1;
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.sim-form__result-value--sm {
  font-size: 1.05rem;
}

.sim-form__result-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
}

.sim-form__disclaimer {
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
  margin: 0;
  padding: 0.85rem 0.95rem;
  border-radius: 12px;
  background: rgba(13, 71, 161, 0.05);
  border-left: 3px solid var(--color-blue);
  font-size: 0.78rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

.sim-form__disclaimer-icon {
  flex-shrink: 0;
  margin-top: 0.1rem;
  color: var(--color-blue);
}

.sim-form__cta {
  width: 100%;
  justify-content: center;
}

.sim-example {
  display: flex;
  flex-direction: column;
  gap: 1.15rem;
  padding: 1.5rem;
  border-radius: 20px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: 0 12px 36px rgba(15, 23, 42, 0.08);
  overflow: hidden;
}

.sim-example__head {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.sim-example__badge {
  align-self: flex-start;
  padding: 0.32rem 0.72rem;
  border-radius: var(--radius-pill);
  background: var(--gradient-brand);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-white);
}

.sim-example__title {
  margin: 0;
  font-size: 1.2rem;
  font-weight: 800;
  line-height: 1.25;
  color: var(--color-text);
}

.sim-example__intro {
  margin: 0;
  font-size: 0.85rem;
  color: var(--color-text-muted);
}

.sim-example__hero {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.2rem;
  padding: 1.35rem 1rem;
  border-radius: 16px;
  background: var(--gradient-brand);
  color: var(--color-white);
  text-align: center;
  box-shadow: 0 10px 28px rgba(13, 71, 161, 0.22);
}

.sim-example__hero-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  margin-bottom: 0.25rem;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.18);
}

.sim-example__hero-label {
  font-size: 0.78rem;
  font-weight: 600;
  opacity: 0.92;
}

.sim-example__hero-value {
  font-size: clamp(1.75rem, 5vw, 2.15rem);
  font-weight: 800;
  line-height: 1.1;
}

.sim-example__hero-meta {
  font-size: 0.82rem;
  font-weight: 600;
  opacity: 0.88;
}

.sim-example__breakdown {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.sim-example__breakdown-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 0.75rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.sim-example__breakdown-head strong {
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--color-text);
}

.sim-example__bar {
  display: flex;
  height: 14px;
  border-radius: var(--radius-pill);
  overflow: hidden;
  background: #e2e8f0;
}

.sim-example__bar-capital {
  background: linear-gradient(90deg, var(--color-blue), #1565c0);
  transition: width 0.45s var(--ease-out-expo);
}

.sim-example__bar-interest {
  background: linear-gradient(90deg, #1b8a4a, var(--color-green));
  transition: width 0.45s var(--ease-out-expo);
}

.sim-example__legend {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.25rem;
}

.sim-example__legend-item {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

.sim-example__legend-item strong {
  color: var(--color-text);
}

.sim-example__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.sim-example__legend-item--capital .sim-example__dot {
  background: var(--color-blue);
}

.sim-example__legend-item--interest .sim-example__dot {
  background: var(--color-green);
}

.sim-example__steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.55rem;
}

.sim-example__step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.45rem;
  padding: 0.75rem 0.45rem;
  border-radius: 14px;
  background: var(--gradient-brand-soft);
  border: 1px solid rgba(13, 71, 161, 0.08);
  text-align: center;
}

.sim-example__step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--gradient-brand);
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--color-white);
}

.sim-example__step-body {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.sim-example__step-body strong {
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  color: var(--color-blue);
}

.sim-example__step-body span {
  font-size: 0.78rem;
  font-weight: 700;
  line-height: 1.3;
  color: var(--color-text);
}

.sim-example__timeline {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
}

.sim-example__timeline-track {
  position: relative;
  height: 8px;
  border-radius: var(--radius-pill);
  background: #e2e8f0;
  overflow: visible;
}

.sim-example__timeline-fill {
  position: absolute;
  inset: 0 auto 0 0;
  width: 100%;
  border-radius: inherit;
  background: var(--gradient-brand);
  transform-origin: left center;
  transition: transform 0.45s var(--ease-out-expo);
}

.sim-example__timeline-dot {
  position: absolute;
  top: 50%;
  width: 14px;
  height: 14px;
  border: 3px solid var(--color-white);
  border-radius: 50%;
  background: var(--gradient-brand);
  box-shadow: 0 2px 8px rgba(13, 71, 161, 0.25);
  transform: translate(-50%, -50%);
}

.sim-example__timeline-dot--start {
  left: 0;
}

.sim-example__timeline-dot--end {
  left: 100%;
}

.sim-example__timeline-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--color-text-muted);
}

.sim-example__footnote {
  margin: 0;
  padding-top: 0.35rem;
  border-top: 1px solid rgba(13, 71, 161, 0.08);
  font-size: 0.76rem;
  line-height: 1.45;
  color: var(--color-text-muted);
}

@media (max-width: 992px) {
  .simulator__grid {
    grid-template-columns: 1fr;
  }

  .simulator__panel--example {
    position: static;
  }
}

@media (max-width: 768px) {
  .simulator {
    padding: 3rem 1rem 3.5rem;
  }

  .simulator__header {
    margin-bottom: 2rem;
    text-align: center;
  }

  .simulator__panel--form,
  .sim-example {
    padding: 1.25rem;
    border-radius: 16px;
  }

  .sim-form__result-row {
    grid-template-columns: 1fr;
  }

  .sim-example__steps {
    grid-template-columns: 1fr;
  }

  .sim-example__step {
    flex-direction: row;
    text-align: left;
    padding: 0.75rem 0.85rem;
  }

  .sim-example__step-body {
    align-items: flex-start;
  }
}

/* ── How to apply (4 steps) ──────────────────────────────────────── */

.apply-steps {
  position: relative;
  padding: 5rem 1.25rem;
  background: transparent;
}

.apply-steps__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.apply-steps__header {
  max-width: 620px;
  margin: 0 auto 3rem;
  text-align: center;
}

.apply-steps__title {
  margin: 0 0 0.85rem;
  font-size: clamp(1.75rem, 4.5vw, 2.5rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--color-text);
}

.apply-steps__lead {
  margin: 0;
  font-size: 1.02rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.apply-steps__list {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1.15rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.apply-steps__item {
  position: relative;
  min-width: 0;
}

.apply-steps__item:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 3.1rem;
  left: calc(100% - 0.35rem);
  width: calc(100% - 1.8rem);
  height: 3px;
  border-radius: var(--radius-pill);
  background: var(--gradient-brand);
  opacity: 0.25;
  z-index: 0;
  pointer-events: none;
}

.apply-steps__card {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.65rem;
  height: 100%;
  padding: 1.35rem 1.15rem 1.25rem;
  border-radius: 20px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.1);
  box-shadow: var(--shadow-sm);
  transition:
    transform 0.35s var(--ease-out-expo),
    box-shadow 0.35s var(--ease-out-expo),
    border-color 0.35s var(--ease-out-expo);
}

.apply-steps__card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 1.15rem;
  right: 1.15rem;
  height: 4px;
  border-radius: 0 0 6px 6px;
  background: var(--gradient-brand);
  opacity: 0.85;
}

.apply-steps__card:hover {
  transform: translateY(-5px);
  border-color: rgba(13, 71, 161, 0.18);
  box-shadow: 0 14px 36px rgba(13, 71, 161, 0.12);
}

.apply-steps__num {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.03em;
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.apply-steps__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--gradient-brand);
  color: var(--color-white);
  box-shadow: 0 8px 20px rgba(13, 71, 161, 0.2);
}

.apply-steps__name {
  margin: 0;
  font-size: 1.02rem;
  font-weight: 800;
  line-height: 1.25;
  color: var(--color-blue);
}

.apply-steps__text {
  margin: 0;
  font-size: 0.84rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

.apply-steps__footer {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.85rem;
  margin-top: 2.75rem;
}

.apply-steps__cta {
  min-width: min(100%, 320px);
  justify-content: center;
}

.apply-steps__link {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--color-blue);
  text-decoration: none;
  border-bottom: 1px solid rgba(13, 71, 161, 0.25);
  transition: color var(--transition), border-color var(--transition);
}

.apply-steps__link:hover {
  color: var(--color-green);
  border-color: rgba(46, 125, 50, 0.45);
}

@media (min-width: 769px) {
  .apply-steps__header {
    margin-top: -2cm;
  }
}

@media (max-width: 992px) {
  .apply-steps__list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.25rem;
  }

  .apply-steps__item:not(:last-child)::after {
    display: none;
  }
}

@media (max-width: 768px) {
  .apply-steps {
    padding: 3.5rem 1rem 4rem;
  }

  .apply-steps__header {
    margin-bottom: 2.25rem;
    text-align: center;
  }

  .apply-steps__list {
    grid-template-columns: 1fr;
    gap: 1rem;
    max-width: 420px;
    margin: 0 auto;
  }

  .apply-steps__item {
    padding-left: 2.75rem;
  }

  .apply-steps__item::before {
    content: "";
    position: absolute;
    top: 0;
    bottom: 0;
    left: 1.1rem;
    width: 3px;
    border-radius: var(--radius-pill);
    background: var(--gradient-brand);
    opacity: 0.22;
  }

  .apply-steps__item:last-child::before {
    bottom: 50%;
  }

  .apply-steps__item::after {
    content: "";
    position: absolute;
    top: 1.65rem;
    left: 0.55rem;
    width: 14px;
    height: 14px;
    border: 3px solid var(--color-white);
    border-radius: 50%;
    background: var(--gradient-brand);
    box-shadow: 0 0 0 3px rgba(13, 71, 161, 0.12);
    z-index: 2;
  }

  .apply-steps__item:not(:last-child)::after {
    display: block;
    top: 1.65rem;
    left: 0.55rem;
    width: 14px;
    height: 14px;
  }

  .apply-steps__card {
    padding: 1.15rem 1rem;
  }

  .apply-steps__num {
    font-size: 2rem;
  }

  .apply-steps__footer {
    margin-top: 2.25rem;
  }

  .apply-steps__cta {
    width: 100%;
    max-width: 420px;
  }
}

/* ── Loans catalog ───────────────────────────────────────────────── */

.loans {
  padding: 4.5rem 1.25rem 5.5rem;
  background: transparent;
}

.loans__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.loans__header {
  max-width: 680px;
  margin: 0 auto 3rem;
  text-align: center;
}

.loans__title {
  margin: 0 0 0.85rem;
  font-size: clamp(1.85rem, 4.5vw, 2.65rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--color-text);
}

.loans__title-accent {
  color: inherit;
}

.loans__lead {
  margin: 0;
  font-size: 1.02rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.loans__grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1.25rem;
}

.loans__slider {
  min-width: 0;
}

.loans__carousel {
  display: contents;
}

.loans__carousel-main {
  display: contents;
}

.loans__arrow {
  display: none;
}

.loans__scroll-hint {
  display: none;
}

.loans__dots {
  display: none;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  margin-top: 1rem;
}

.loans__dot {
  width: 8px;
  height: 8px;
  padding: 0;
  border: none;
  border-radius: 50%;
  background: rgba(13, 71, 161, 0.22);
  cursor: pointer;
  transition: transform 0.25s var(--ease-out-expo), background 0.25s var(--ease-out-expo);
}

.loans__dot.is-active {
  background: var(--gradient-brand);
  transform: scale(1.2);
}

.loan-card {
  display: flex;
  flex-direction: column;
  min-width: 0;
  border-radius: 18px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  transition:
    transform 0.35s var(--ease-out-expo),
    box-shadow 0.35s var(--ease-out-expo),
    border-color 0.35s var(--ease-out-expo);
}

.loan-card:hover {
  transform: translateY(-5px);
  border-color: rgba(13, 71, 161, 0.16);
  box-shadow: 0 14px 36px rgba(13, 71, 161, 0.12);
}

.loan-card__media {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.15rem 1rem 0.65rem;
  background: var(--gradient-brand-soft);
}

.loan-card__image {
  display: block;
  width: auto;
  height: auto;
  max-width: 128px;
  max-height: 128px;
  object-fit: contain;
  object-position: center center;
}

.loan-card__body {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: 0.55rem;
  padding: 1.1rem 1.1rem 1.2rem;
}

.loan-card__title {
  margin: 0;
  font-size: 1.02rem;
  font-weight: 800;
  line-height: 1.25;
  color: var(--color-blue);
}

.loan-card__text {
  margin: 0;
  font-size: 0.84rem;
  line-height: 1.45;
  color: var(--color-text-muted);
}

.loan-card__list {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  margin: 0.15rem 0 0;
  padding: 0;
  list-style: none;
}

.loan-card__list li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 0.8rem;
  font-weight: 600;
  line-height: 1.4;
  color: var(--color-text);
}

.loan-card__list li::before {
  content: "";
  flex-shrink: 0;
  width: 7px;
  height: 7px;
  margin-top: 0.38em;
  border-radius: 50%;
  background: var(--gradient-brand);
  box-shadow: 0 0 0 2px rgba(13, 71, 161, 0.1);
}

@media (max-width: 1100px) {
  .loans__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.1rem;
  }
}

@media (max-width: 768px) {
  .loans {
    padding: 3.5rem 0 3.5rem;
  }

  .loans__inner {
    padding: 0 1rem;
  }

  .loans__header {
    margin-bottom: 1.75rem;
    text-align: center;
  }

  .loans__carousel {
    display: flex;
    align-items: center;
    gap: 0.4rem;
  }

  .loans__carousel-main {
    display: flex;
    flex: 1;
    flex-direction: column;
    min-width: 0;
    gap: 0.75rem;
  }

  .loans__arrow {
    display: flex;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    padding: 0;
    border: 1px solid rgba(13, 71, 161, 0.14);
    border-radius: 50%;
    background: var(--color-white);
    color: var(--color-blue);
    box-shadow: var(--shadow-sm);
    cursor: pointer;
    transition:
      transform 0.25s var(--ease-out-expo),
      background var(--transition),
      color var(--transition),
      border-color var(--transition);
  }

  .loans__arrow:hover {
    border-color: rgba(13, 71, 161, 0.28);
    background: var(--gradient-brand-soft);
  }

  .loans__arrow:active {
    transform: scale(0.94);
  }

  .loans__slider {
    container-type: inline-size;
    margin: 0;
    padding: 0;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    scrollbar-width: none;
  }

  .loans__slider::-webkit-scrollbar {
    display: none;
  }

  .loans__grid {
    display: flex;
    flex-wrap: nowrap;
    gap: 0;
    width: max-content;
    max-width: none;
    margin: 0;
    padding: 0;
  }

  .loan-card {
    flex: 0 0 calc(100vw - 2rem - 76px);
    width: calc(100vw - 2rem - 76px);
    scroll-snap-align: start;
    scroll-snap-stop: always;
  }

  @supports (width: 100cqw) {
    .loan-card {
      flex: 0 0 100cqw;
      width: 100cqw;
    }
  }

  .loan-card:hover {
    transform: none;
  }

  .loan-card__media {
    padding: 0.85rem 0.75rem 0.5rem;
  }

  .loan-card__image {
    max-width: 96px;
    max-height: 96px;
  }

  .loan-card__body {
    gap: 0.4rem;
    padding: 0.85rem 0.9rem 1rem;
  }

  .loan-card__title {
    font-size: 0.95rem;
  }

  .loan-card__text {
    font-size: 0.8rem;
    line-height: 1.4;
  }

  .loan-card__list {
    gap: 0.28rem;
  }

  .loan-card__list li {
    font-size: 0.74rem;
  }

  .loans__dots {
    display: flex;
  }
}

/* ── Requirements ─────────────────────────────────────────────────── */

.requirements {
  padding: 4.5rem 1.25rem 5.5rem;
  background: transparent;
}

.requirements__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.requirements__header {
  max-width: 640px;
  margin: 0 auto 3rem;
  text-align: center;
}

.requirements__title {
  margin: 0 0 0.85rem;
  font-size: clamp(1.75rem, 4.5vw, 2.5rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--color-text);
}

.requirements__lead {
  margin: 0;
  font-size: 1.02rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

@media (min-width: 769px) {
  .requirements__header {
    margin-top: -2cm;
  }
}

.requirements__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.25rem;
  align-items: stretch;
}

.req-card {
  display: flex;
  flex-direction: column;
  min-width: 0;
  padding: 1.35rem 1.25rem 1.4rem;
  border-radius: 18px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: var(--shadow-sm);
  transition:
    transform 0.35s var(--ease-out-expo),
    box-shadow 0.35s var(--ease-out-expo),
    border-color 0.35s var(--ease-out-expo);
}

.req-card::before {
  content: "";
  display: block;
  height: 4px;
  margin: -1.35rem -1.25rem 1.1rem;
  width: calc(100% + 2.5rem);
  border-radius: 18px 18px 0 0;
  background: var(--gradient-brand);
}

.req-card:hover {
  transform: translateY(-4px);
  border-color: rgba(13, 71, 161, 0.16);
  box-shadow: 0 14px 36px rgba(13, 71, 161, 0.1);
}

.req-card__head {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.req-card__icon {
  display: flex;
  flex-shrink: 0;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--gradient-brand);
  color: var(--color-white);
  box-shadow: 0 6px 18px rgba(13, 71, 161, 0.18);
}

.req-card__title {
  margin: 0;
  font-size: 1.05rem;
  font-weight: 800;
  line-height: 1.25;
  color: var(--color-blue);
}

.req-card__list {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: 0.55rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.req-card__list li {
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
  padding: 0.55rem 0.65rem;
  border-radius: 10px;
  background: var(--gradient-brand-soft);
  font-size: 0.86rem;
  font-weight: 600;
  line-height: 1.4;
  color: var(--color-text);
}

.req-card__list li::before {
  content: "";
  flex-shrink: 0;
  width: 8px;
  height: 8px;
  margin-top: 0.38em;
  border-radius: 50%;
  background: var(--gradient-brand);
  box-shadow: 0 0 0 2px rgba(13, 71, 161, 0.1);
}

@media (max-width: 992px) {
  .requirements__grid {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin: 0 auto;
  }
}

@media (max-width: 768px) {
  .requirements {
    padding: 3.5rem 1rem 4rem;
  }

  .requirements__header {
    margin-bottom: 2.25rem;
    text-align: center;
  }

  .req-card {
    padding: 1.2rem 1.1rem 1.25rem;
  }

  .req-card::before {
    margin: -1.2rem -1.1rem 1rem;
    width: calc(100% + 2.2rem);
  }
}

/* ── CTA banner ───────────────────────────────────────────────────── */

.cta-banner {
  padding: 2rem 1.25rem 5rem;
  background: transparent;
}

@media (min-width: 769px) {
  .cta-banner {
    margin-top: -2cm;
  }
}

.cta-banner__inner {
  position: relative;
  display: flex;
  align-items: center;
  gap: 2rem;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 2.25rem 2.5rem;
  border-radius: 24px;
  overflow: hidden;
  background: linear-gradient(125deg, #0a3578 0%, #0d47a1 42%, #1565c0 72%, #1b6b42 100%);
  box-shadow: 0 20px 50px rgba(13, 71, 161, 0.28);
  color: var(--color-white);
}

.cta-banner__decor {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(ellipse 55% 90% at 100% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 58%),
    radial-gradient(ellipse 40% 70% at 85% 20%, rgba(46, 125, 50, 0.22) 0%, transparent 55%),
    radial-gradient(ellipse 35% 60% at 10% 100%, rgba(255, 255, 255, 0.06) 0%, transparent 50%);
}

.cta-banner__decor::before,
.cta-banner__decor::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.cta-banner__decor::before {
  top: -40%;
  right: -8%;
  width: 320px;
  height: 320px;
}

.cta-banner__decor::after {
  bottom: -55%;
  right: 12%;
  width: 260px;
  height: 260px;
}

.cta-banner__icon {
  position: relative;
  z-index: 1;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 88px;
  height: 88px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: var(--color-white);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}

.cta-banner__content {
  position: relative;
  z-index: 1;
  flex: 1;
  min-width: 0;
}

.cta-banner__title {
  margin: 0 0 0.55rem;
  font-size: clamp(1.35rem, 3.2vw, 1.85rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-white);
}

.cta-banner__text {
  margin: 0;
  max-width: 520px;
  font-size: 0.95rem;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.88);
}

.cta-banner__action {
  position: relative;
  z-index: 1;
  flex-shrink: 0;
}

.cta-banner__btn {
  white-space: nowrap;
}

.cta-banner__btn.btn--outline-blue .btn__icon {
  fill: var(--color-blue);
  stroke: none;
}

.cta-banner__btn.btn--outline-blue .btn__label {
  background-image: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.cta-banner__btn.btn--outline-blue:hover .btn__label {
  background-image: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.cta-banner__btn.btn--outline-blue:active .btn__label,
.cta-banner__btn.btn--outline-blue:focus-visible .btn__label {
  background-image: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.cta-banner__btn.btn--outline-blue:hover .btn__icon {
  fill: var(--color-green);
  stroke: none;
}

@media (max-width: 900px) {
  .cta-banner__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 1.5rem;
    padding: 2rem 1.5rem;
  }

  .cta-banner__action {
    width: 100%;
  }

  .cta-banner__btn {
    width: 100%;
    justify-content: center;
    white-space: normal;
  }
}

@media (max-width: 768px) {
  .cta-banner {
    padding: 1.5rem 1rem 3.5rem;
  }

  .cta-banner__inner {
    border-radius: 18px;
    padding: 1.75rem 1.25rem;
    text-align: center;
    align-items: center;
  }

  .cta-banner__icon {
    width: 76px;
    height: 76px;
  }

  .cta-banner__text {
    max-width: none;
  }
}

/* ── About us ─────────────────────────────────────────────────────── */

.about {
  padding: 4.5rem 1.25rem;
  background: transparent;
}

.about__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.about__header {
  max-width: 720px;
  margin: 0 auto 2rem;
  text-align: center;
}

.about__title {
  margin: 0 0 0.85rem;
  font-size: clamp(1.65rem, 4vw, 2.25rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-text);
}

.about__lead {
  margin: 0;
  font-size: 1rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.about__body {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 2rem;
  align-items: start;
}

.about__left {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  min-width: 0;
}

.about__content {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  min-width: 0;
}

@media (min-width: 769px) {
  .about__header {
    margin-top: -3cm;
    margin-bottom: 2.5rem;
    max-width: 640px;
  }
}

.about__text {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.65;
  color: var(--color-text);
}

.about__list {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  margin: 0.5rem 0 0;
  padding: 0;
  list-style: none;
}

.about__list li {
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
  font-size: 0.9rem;
  font-weight: 700;
  line-height: 1.45;
  color: var(--color-text);
}

.about__list li::before {
  content: "";
  flex-shrink: 0;
  width: 8px;
  height: 8px;
  margin-top: 0.42em;
  border-radius: 50%;
  background: var(--gradient-brand);
  box-shadow: 0 0 0 2px rgba(13, 71, 161, 0.1);
}

.about__logo-wrap {
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.75rem 1.5rem;
  border-radius: 18px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: var(--shadow-sm);
}

.about__logo {
  width: min(100%, 240px);
  height: auto;
  object-fit: contain;
}

.about__values {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  min-width: 0;
}

.about__value {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding: 0.9rem 1rem;
  border-radius: 14px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: var(--shadow-sm);
  transition:
    transform 0.3s var(--ease-out-expo),
    box-shadow 0.3s var(--ease-out-expo);
}

.about__value:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(13, 71, 161, 0.1);
}

.about__value-icon {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  object-fit: contain;
}

.about__value-title {
  margin: 0 0 0.15rem;
  font-size: 0.92rem;
  font-weight: 800;
  color: var(--color-blue);
}

.about__value-text {
  margin: 0;
  font-size: 0.8rem;
  line-height: 1.4;
  color: var(--color-text-muted);
}

@media (max-width: 768px) {
  .about {
    padding: 3rem 0 3.5rem;
  }

  .about__inner {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    width: 100%;
  }

  .about__header {
    margin-bottom: 0;
    padding: 0 0.7cm 0 1cm;
    text-align: center;
  }

  .about__body {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    width: 100%;
  }

  .about__left {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    width: 100%;
  }

  .about__logo-wrap {
    display: flex;
    order: -1;
    margin: 0 0.7cm;
    padding: 1.25rem 1rem;
  }

  .about__logo {
    width: min(100%, 200px);
  }

  .about__content {
    padding: 0 0.7cm 0 1cm;
    gap: 0.85rem;
  }

  .about__text {
    font-size: 0.9rem;
    line-height: 1.6;
  }

  .about__list li {
    font-size: 0.86rem;
  }

  .about__values {
    gap: 0.65rem;
    width: 100%;
    padding: 0 0.7cm 0 1cm;
  }

  .about__value {
    width: 100%;
    padding: 0.85rem 0.9rem;
  }

  .about__value:hover {
    transform: none;
  }
}

/* ── Satisfaction counters ─────────────────────────────────────────── */

.satisfaction {
  padding: 3.5rem 1.25rem 5rem;
  background: transparent;
}

.satisfaction__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.satisfaction__header {
  max-width: 640px;
  margin: 0 auto 2.5rem;
  text-align: center;
}

.satisfaction__title {
  margin: 0 0 0.75rem;
  font-size: clamp(1.65rem, 4vw, 2.25rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-text);
}

.satisfaction__lead {
  margin: 0;
  font-size: 1rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

@media (min-width: 769px) {
  .satisfaction {
    margin-top: -2cm;
  }

  .satisfaction__header {
    display: none;
  }
}

.satisfaction__grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.satisfaction__item {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 1.5rem 1rem;
  border-radius: 18px;
  background: var(--color-white);
  border: 1px solid rgba(13, 71, 161, 0.08);
  box-shadow: var(--shadow-sm);
  text-align: center;
  transition:
    transform 0.35s var(--ease-out-expo),
    box-shadow 0.35s var(--ease-out-expo);
}

.satisfaction__item:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(13, 71, 161, 0.1);
}

.satisfaction__number {
  font-size: clamp(2rem, 5vw, 2.75rem);
  font-weight: 800;
  line-height: 1;
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.satisfaction__label {
  font-size: 0.84rem;
  font-weight: 700;
  line-height: 1.35;
  color: var(--color-text-muted);
}

@media (max-width: 992px) {
  .satisfaction__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 768px) {
  .satisfaction {
    padding: 2.5rem 1rem 3.5rem;
  }

  .satisfaction__header {
    margin-bottom: 1.75rem;
    padding: 0 0.7cm 0 1cm;
    text-align: center;
  }

  .satisfaction__grid {
    gap: 0.75rem;
    padding: 0 0.7cm 0 1cm;
  }

  .satisfaction__item {
    padding: 1.15rem 0.75rem;
  }

  .satisfaction__item:hover {
    transform: none;
  }

  .satisfaction__label {
    font-size: 0.78rem;
  }
}

/* ── FAQ ─────────────────────────────────────────────────────────── */

.faq {
  padding: 4.5rem 1.25rem 5.5rem;
  background: transparent;
}

.faq__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.faq__header {
  max-width: 640px;
  margin: 0 auto 2.5rem;
  text-align: center;
}

.faq__title {
  margin: 0 0 0.75rem;
  font-size: clamp(1.65rem, 4vw, 2.25rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-text);
}

.faq__lead {
  margin: 0;
  font-size: 1rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.faq__hint {
  display: none;
}

.faq__list {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 1.25rem;
  align-items: start;
}

.faq__item {
  display: contents;
}

.faq__tab {
  position: relative;
  z-index: 0;
  isolation: isolate;
  grid-column: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  width: 100%;
  padding: 1rem 1.1rem;
  border: none;
  border-radius: 14px;
  background: var(--color-white);
  box-shadow: var(--shadow-sm);
  font-family: var(--font-primary);
  font-size: 0.92rem;
  font-weight: 700;
  line-height: 1.35;
  text-align: left;
  color: var(--color-text);
  cursor: pointer;
  transition: box-shadow var(--transition), background var(--transition), color var(--transition), transform var(--transition);
}

.faq__tab-text {
  flex: 1;
  min-width: 0;
}

.faq__chevron {
  display: none;
  flex-shrink: 0;
  color: var(--color-blue);
  transition: transform 0.3s var(--ease-out-expo), color var(--transition);
}

.faq__tab::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  border-radius: inherit;
  padding: 2px;
  background: var(--gradient-brand);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask-composite: exclude;
  pointer-events: none;
  opacity: 0.55;
  transition: opacity var(--transition), padding var(--transition);
}

.faq__tab:hover {
  transform: translateX(3px);
}

.faq__tab:hover::after {
  opacity: 0.85;
}

.faq__tab.is-active {
  background: var(--gradient-brand-soft);
  color: var(--color-blue);
  box-shadow: 0 10px 24px rgba(13, 71, 161, 0.08);
  transform: translateX(4px);
}

.faq__tab.is-active::after {
  opacity: 1;
  padding: 2.5px;
}

.faq__tab.is-active::before {
  content: "";
  flex-shrink: 0;
  width: 4px;
  height: 1.35rem;
  margin-right: 0.75rem;
  border-radius: 999px;
  background: var(--gradient-brand);
}

.faq__panel {
  position: relative;
  z-index: 0;
  isolation: isolate;
  padding: 2rem 2rem 2.1rem;
  border: none;
  border-radius: 20px;
  background: var(--color-white);
  box-shadow: 0 14px 36px rgba(13, 71, 161, 0.08);
}

.faq__panel::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  border-radius: inherit;
  padding: 2.5px;
  background: var(--gradient-brand);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask-composite: exclude;
  pointer-events: none;
}

.faq__panel[hidden] {
  display: none;
}

.faq__panel:not(.is-active) {
  display: none;
}

.faq__panel.is-active {
  display: block;
}

.faq__panel-title {
  margin: 0 0 1rem;
  padding-bottom: 0.85rem;
  border-bottom: 1px dashed rgba(13, 71, 161, 0.14);
  font-size: clamp(1.1rem, 2.2vw, 1.35rem);
  font-weight: 800;
  line-height: 1.3;
  color: var(--color-text);
}

.faq__panel p {
  margin: 0;
  font-size: 1rem;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.faq__panel strong {
  color: var(--color-text);
  font-weight: 800;
}

.faq__panel a {
  color: var(--color-blue);
  font-weight: 700;
  text-decoration: none;
  border-bottom: 1px solid rgba(13, 71, 161, 0.25);
  transition: color var(--transition), border-color var(--transition);
}

.faq__panel a:hover {
  color: var(--color-green);
  border-color: rgba(46, 125, 50, 0.45);
}

@media (min-width: 769px) {
  .faq {
    margin-top: -2cm;
  }

  .faq__list {
    grid-template-rows: repeat(7, min-content);
    row-gap: 0.65rem;
    column-gap: 1.25rem;
  }

  .faq__list > .faq__tab:nth-child(4n - 3) {
    grid-column: 1;
  }

  .faq__list > .faq__tab:nth-child(1) { grid-row: 1; }
  .faq__list > .faq__tab:nth-child(5) { grid-row: 2; }
  .faq__list > .faq__tab:nth-child(9) { grid-row: 3; }
  .faq__list > .faq__tab:nth-child(13) { grid-row: 4; }
  .faq__list > .faq__tab:nth-child(17) { grid-row: 5; }
  .faq__list > .faq__tab:nth-child(21) { grid-row: 6; }
  .faq__list > .faq__tab:nth-child(25) { grid-row: 7; }

  .faq__panel.is-active {
    grid-column: 2;
    grid-row: 1 / -1;
    align-self: start;
  }
}

@media (max-width: 768px) {
  .faq {
    padding: 3rem 0 4rem;
  }

  .faq__header {
    margin-bottom: 1rem;
    padding: 0 0.7cm 0 1cm;
    text-align: center;
  }

  .faq__hint {
    display: block;
    margin: 0 0 1.25rem;
    padding: 0 0.7cm 0 1cm;
    font-size: 0.85rem;
    font-weight: 600;
    line-height: 1.45;
    text-align: center;
    color: var(--color-blue);
  }

  .faq__list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    padding: 0 0.7cm 0 1cm;
  }

  .faq__item {
    display: block;
    position: relative;
    z-index: 0;
    isolation: isolate;
    border-radius: 16px;
    background: var(--color-white);
    box-shadow: var(--shadow-sm);
    overflow: hidden;
  }

  .faq__item::after {
    content: "";
    position: absolute;
    inset: 0;
    z-index: -1;
    border-radius: inherit;
    padding: 2px;
    background: var(--gradient-brand);
    -webkit-mask:
      linear-gradient(#fff 0 0) content-box,
      linear-gradient(#fff 0 0);
    -webkit-mask-composite: xor;
    mask:
      linear-gradient(#fff 0 0) content-box,
      linear-gradient(#fff 0 0);
    mask-composite: exclude;
    pointer-events: none;
    opacity: 0.7;
    transition: opacity var(--transition);
  }

  .faq__item.is-active::after {
    opacity: 1;
  }

  .faq__tab {
    grid-column: auto;
    justify-content: space-between;
    gap: 0.65rem;
    padding: 1rem;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
    font-size: 0.88rem;
  }

  .faq__tab::after {
    display: none;
  }

  .faq__tab::before {
    display: none !important;
  }

  .faq__tab:hover,
  .faq__tab.is-active {
    transform: none;
    background: transparent;
    box-shadow: none;
  }

  .faq__item.is-active .faq__tab {
    color: var(--color-blue);
    background: var(--gradient-brand-soft);
  }

  .faq__chevron {
    display: block;
  }

  .faq__item.is-active .faq__chevron {
    transform: rotate(180deg);
    color: var(--color-green);
  }

  .faq__panel {
    display: none;
    grid-column: auto;
    grid-row: auto;
    padding: 0 1rem 1rem;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
  }

  .faq__panel::before {
    display: none;
  }

  .faq__panel.is-active {
    display: block;
  }

  .faq__panel-title {
    display: none;
  }

  .faq__panel p {
    margin: 0;
    padding-top: 0.35rem;
    border-top: 1px dashed rgba(13, 71, 161, 0.14);
    font-size: 0.85rem;
    line-height: 1.6;
  }
}

/* ── Footer / Cierre ─────────────────────────────────────────────── */

.site-footer {
  margin-top: 0;
}

.site-footer__closing {
  padding: 0 1.25rem 2.5rem;
}

.site-footer__closing-inner {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 2.5rem 2.75rem;
  border-radius: 24px;
  overflow: hidden;
  background: linear-gradient(125deg, #0a3578 0%, #0d47a1 42%, #1565c0 72%, #1b6b42 100%);
  box-shadow: 0 20px 50px rgba(13, 71, 161, 0.22);
  color: var(--color-white);
}

.site-footer__closing-inner::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(ellipse 50% 90% at 100% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 58%),
    radial-gradient(ellipse 40% 70% at 0% 100%, rgba(46, 125, 50, 0.2) 0%, transparent 55%);
}

.site-footer__closing-content {
  position: relative;
  z-index: 1;
  flex: 1;
  min-width: 0;
}

.site-footer__title {
  margin: 0 0 0.65rem;
  font-size: clamp(1.35rem, 3vw, 1.9rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-white);
}

.site-footer__lead {
  margin: 0;
  max-width: 620px;
  font-size: 0.95rem;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.88);
}

.site-footer__cta {
  position: relative;
  z-index: 1;
  flex-shrink: 0;
  background: var(--color-white);
  color: var(--color-blue);
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.15);
}

.site-footer__cta:hover {
  background: #f8fafc;
  color: var(--color-blue);
}

.site-footer__cta .btn__icon {
  fill: #25d366;
}

.site-footer__main {
  padding: 3rem 1.25rem 2.5rem;
  background: rgba(255, 255, 255, 0.55);
  border-top: 1px solid rgba(13, 71, 161, 0.08);
}

.site-footer__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.site-footer__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr) minmax(0, 0.75fr);
  gap: 2.5rem;
  align-items: start;
}

.site-footer__logo-link {
  display: inline-block;
  margin-bottom: 1rem;
}

.site-footer__logo {
  display: block;
  width: auto;
  max-width: 200px;
  height: auto;
}

.site-footer__brand-text {
  margin: 0;
  max-width: 360px;
  font-size: 0.9rem;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.site-footer__heading {
  margin: 0 0 1rem;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-blue);
}

.site-footer__list,
.site-footer__nav {
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-footer__list li + li,
.site-footer__nav li + li {
  margin-top: 0.7rem;
}

.site-footer__link,
.site-footer__item {
  display: inline-flex;
  align-items: flex-start;
  gap: 0.55rem;
  font-size: 0.88rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

.site-footer__link {
  text-decoration: none;
  transition: color var(--transition);
}

.site-footer__link svg {
  flex-shrink: 0;
  margin-top: 0.1rem;
  color: #25d366;
}

.site-footer__item svg {
  flex-shrink: 0;
  margin-top: 0.1rem;
  color: var(--color-blue);
}

.site-footer__link:hover {
  color: var(--color-blue);
}

.site-footer__nav-link {
  display: inline-block;
  padding: 0;
  border: none;
  background: none;
  font-family: var(--font-primary);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-text);
  text-align: left;
  text-decoration: none;
  cursor: pointer;
  transition: color var(--transition);
}

.site-footer__policy-btn {
  width: 100%;
}

.site-footer__nav-link:hover {
  color: var(--color-green);
}

.site-footer__bottom {
  padding: 1.25rem 1.25rem 2rem;
  background: linear-gradient(135deg, rgba(13, 71, 161, 0.06) 0%, rgba(46, 125, 50, 0.08) 100%);
  border-top: 1px solid rgba(13, 71, 161, 0.08);
}

.site-footer__bottom-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}

.site-footer__copy,
.site-footer__note {
  margin: 0;
  font-size: 0.8rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

@media (min-width: 769px) {
  .site-footer {
    margin-top: -1.5cm;
  }
}

@media (max-width: 768px) {
  .site-footer__closing {
    padding: 0 0 2rem;
  }

  .site-footer__closing-inner {
    flex-direction: column;
    align-items: stretch;
    gap: 1.35rem;
    padding: 1.75rem 1.25rem;
    margin: 0 0.7cm 0 1cm;
    border-radius: 18px;
  }

  .site-footer__title,
  .site-footer__lead {
    text-align: center;
  }

  .site-footer__cta {
    width: 100%;
    justify-content: center;
  }

  .site-footer__main {
    padding: 2.25rem 0 2rem;
  }

  .site-footer__grid {
    grid-template-columns: 1fr;
    gap: 2rem;
    padding: 0 0.7cm 0 1cm;
  }

  .site-footer__brand-text {
    max-width: none;
  }

  .site-footer__bottom {
    padding: 1.15rem 0 1.75rem;
  }

  .site-footer__bottom-inner {
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 0.7cm 0 1cm;
  }
}

/* ── WhatsApp float + popup ──────────────────────────────────────── */

body.modal-open,
body.legal-modal-open {
  overflow: hidden;
}

/* ── WhatsApp mini popover ───────────────────────────────────────── */

.wa-mini {
  position: absolute;
  top: 0;
  left: 0;
  z-index: 1150;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  width: max-content;
  max-width: min(88vw, 260px);
  padding: 0.75rem;
  border-radius: 16px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  box-shadow: 0 16px 40px rgba(13, 71, 161, 0.22);
  opacity: 0;
  visibility: hidden;
  transform: translateY(6px) scale(0.96);
  transform-origin: top left;
  transition:
    opacity 0.2s var(--ease-out-expo),
    transform 0.2s var(--ease-out-expo),
    visibility 0.2s;
  pointer-events: none;
}

.wa-mini[hidden] {
  display: none;
}

.wa-mini.is-open {
  opacity: 1;
  visibility: visible;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}

.wa-mini__go {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.62rem 1.05rem;
  border-radius: var(--radius-pill);
  background: var(--gradient-brand);
  color: var(--color-white);
  font-family: var(--font-primary);
  font-size: 0.9rem;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 6px 18px rgba(13, 71, 161, 0.2);
  transition: background var(--transition), transform 0.28s var(--ease-out-expo);
}

.wa-mini__go:hover {
  background: var(--gradient-brand-hover);
  transform: scale(1.03);
}

.wa-mini__go svg {
  flex: 0 0 auto;
}

.wa-mini__cancel {
  padding: 0.4rem;
  border: none;
  background: none;
  font-family: var(--font-primary);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--color-text-muted);
  cursor: pointer;
  transition: color var(--transition);
}

.wa-mini__cancel:hover {
  color: var(--color-blue);
}

.wa-backdrop {
  position: fixed;
  inset: 0;
  z-index: 1090;
  background: rgba(15, 23, 42, 0.35);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
  opacity: 0;
  transition: opacity 0.28s var(--ease-out-expo);
  pointer-events: none;
}

.wa-backdrop:not([hidden]) {
  opacity: 1;
  pointer-events: auto;
}

.float-wa-wrap {
  position: fixed;
  right: 1.25rem;
  bottom: 1.25rem;
  z-index: 1100;
}

.float-wa {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 3.75rem;
  height: 3.75rem;
  padding: 0;
  border: none;
  border-radius: 50%;
  background: var(--color-white);
  box-shadow: 0 10px 28px rgba(13, 71, 161, 0.18), 0 6px 16px rgba(46, 125, 50, 0.14);
  cursor: pointer;
  transition: transform var(--transition), box-shadow var(--transition);
}

.float-wa-wrap.is-open .float-wa {
  transform: scale(1.04);
  box-shadow: 0 14px 34px rgba(13, 71, 161, 0.24), 0 8px 20px rgba(46, 125, 50, 0.18);
}

.float-wa::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 2.5px;
  background: var(--gradient-brand);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask-composite: exclude;
  pointer-events: none;
}

.float-wa__pulse {
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  background: var(--gradient-brand);
  opacity: 0.28;
  animation: floatWaPulse 2.4s ease-out infinite;
  pointer-events: none;
}

.float-wa-wrap.is-open .float-wa__pulse {
  animation: none;
  opacity: 0;
}

.float-wa__icon {
  position: relative;
  z-index: 1;
  display: block;
  width: 2.1rem;
  height: 2.1rem;
  object-fit: contain;
}

.float-wa:hover {
  transform: scale(1.06);
}

.float-wa:active {
  transform: scale(0.97);
}

@keyframes floatWaPulse {
  0% {
    transform: scale(0.92);
    opacity: 0.35;
  }
  70% {
    transform: scale(1.18);
    opacity: 0;
  }
  100% {
    transform: scale(1.18);
    opacity: 0;
  }
}

.wa-popup {
  position: absolute;
  right: 0;
  bottom: calc(100% + 0.85rem);
  width: min(92vw, 360px);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px) scale(0.88);
  transform-origin: bottom right;
  transition:
    opacity 0.28s var(--ease-out-expo),
    transform 0.28s var(--ease-out-expo),
    visibility 0.28s;
  pointer-events: none;
}

.float-wa-wrap.is-open .wa-popup {
  opacity: 1;
  visibility: visible;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}

.wa-popup__panel {
  position: relative;
  padding: 1.6rem 1.35rem 1.35rem;
  border-radius: 20px;
  background: var(--color-white);
  box-shadow: 0 20px 50px rgba(13, 71, 161, 0.2);
  text-align: center;
  outline: none;
}

.wa-popup__panel::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 2.5px;
  background: var(--gradient-brand);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask-composite: exclude;
  pointer-events: none;
}

.wa-popup__panel::after {
  content: "";
  position: absolute;
  right: 1.35rem;
  bottom: -7px;
  width: 14px;
  height: 14px;
  background: var(--color-white);
  transform: rotate(45deg);
  box-shadow: 4px 4px 10px rgba(13, 71, 161, 0.08);
}

.wa-popup__close {
  position: absolute;
  top: 0.75rem;
  right: 0.75rem;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  border: none;
  border-radius: 999px;
  background: rgba(13, 71, 161, 0.06);
  color: var(--color-blue);
  font-size: 1.35rem;
  line-height: 1;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.wa-popup__close:hover {
  background: var(--gradient-brand-soft);
  color: var(--color-green);
  transform: scale(1.05);
}

.wa-popup__brand {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 4.25rem;
  height: 4.25rem;
  margin: 0 auto 0.85rem;
  border-radius: 50%;
  background: var(--gradient-brand-soft);
}

.wa-popup__logo {
  display: block;
  width: 2.6rem;
  height: 2.6rem;
  object-fit: contain;
}

.wa-popup__title {
  margin: 0 0 0.6rem;
  font-size: clamp(1.05rem, 2.6vw, 1.28rem);
  font-weight: 800;
  line-height: 1.25;
  color: var(--color-text);
}

.wa-popup__text {
  margin: 0 0 1.2rem;
  font-size: 0.9rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.wa-popup__text strong {
  color: var(--color-text);
  font-weight: 800;
}

.wa-popup__cta {
  width: 100%;
  justify-content: center;
}

.wa-popup__dismiss {
  display: block;
  width: 100%;
  margin-top: 0.8rem;
  padding: 0.35rem;
  border: none;
  background: none;
  font-family: var(--font-primary);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--color-text-muted);
  cursor: pointer;
  transition: color var(--transition);
}

.wa-popup__dismiss:hover {
  color: var(--color-blue);
}

@media (max-width: 768px) {
  .float-wa-wrap {
    right: 1rem;
    bottom: 1rem;
  }

  .float-wa {
    width: 3.5rem;
    height: 3.5rem;
  }

  .float-wa__icon {
    width: 1.95rem;
    height: 1.95rem;
  }

  .wa-popup {
    width: min(calc(100vw - 2rem), 340px);
    bottom: calc(100% + 0.7rem);
  }

  .wa-popup__panel {
    padding: 1.35rem 1.1rem 1.15rem;
    border-radius: 18px;
  }

  .wa-popup__text {
    font-size: 0.86rem;
  }
}

/* ── Legal modal ─────────────────────────────────────────────────── */

.legal-modal {
  position: fixed;
  inset: 0;
  z-index: 1200;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.25rem;
}

.legal-modal[hidden] {
  display: none;
}

.legal-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(15, 23, 42, 0.55);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}

.legal-modal__dialog {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  width: min(100%, 640px);
  max-height: min(88vh, 760px);
  border-radius: 20px;
  background: var(--color-white);
  box-shadow: 0 24px 60px rgba(13, 71, 161, 0.22);
  overflow: hidden;
  outline: none;
}

.legal-modal__dialog::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 2.5px;
  background: var(--gradient-brand);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  mask-composite: exclude;
  pointer-events: none;
}

.legal-modal__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.35rem 1.35rem 1rem;
  border-bottom: 1px solid rgba(13, 71, 161, 0.1);
  background: var(--gradient-brand-soft);
}

.legal-modal__title {
  margin: 0;
  font-size: clamp(1rem, 2.5vw, 1.2rem);
  font-weight: 800;
  line-height: 1.35;
  color: var(--color-text);
}

.legal-modal__close {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  border: none;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.85);
  color: var(--color-blue);
  font-size: 1.35rem;
  line-height: 1;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.legal-modal__close:hover {
  background: var(--color-white);
  color: var(--color-green);
  transform: scale(1.05);
}

.legal-modal__body {
  padding: 1.25rem 1.35rem 1.5rem;
  overflow-y: auto;
  font-size: 0.88rem;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.legal-modal__body p {
  margin: 0 0 0.85rem;
}

.legal-modal__body h3 {
  margin: 1.1rem 0 0.45rem;
  font-size: 0.92rem;
  font-weight: 800;
  color: var(--color-blue);
}

.legal-modal__body h3:first-child {
  margin-top: 0;
}

.legal-modal__body strong {
  color: var(--color-text);
  font-weight: 800;
}

@media (max-width: 768px) {
  .legal-modal {
    padding: 0.75rem;
  }

  .legal-modal__dialog {
    max-height: 92vh;
    border-radius: 16px;
  }

  .legal-modal__header {
    padding: 1.1rem 1rem 0.85rem;
  }

  .legal-modal__body {
    padding: 1rem;
    font-size: 0.84rem;
  }
}